Articles Posted in Car Accidents

carAn interesting unpublished 2013 appellate decision related to contributory negligence arising out of a rear-end car accident. The plaintiff sued the defendants, arguing that the accident happened as a direct result of their negligence. She voluntarily dismissed one of the defendants but took the other defendant to trial.

The case arose when the plaintiff and the defendant were driving southbound when the defendant rear-ended the plaintiff. The plaintiff had been driving at about 35 mph when she signaled to make a left turn. She was starting the turn when she was hit on the rear passenger side of her car. The defendant had been following the plaintiff and felt aggravated by the slow speed of the plaintiff, and she said that there was no turn signal when the plaintiff suddenly stopped. The defendant braked and turned right to try to avoid hitting the plaintiff.

After the crash, the plaintiff’s car went to the right of her driveway and moved through her yard before hitting trees and a deck and landing on its side. The impact resulted in the deployment of the airbags. The windshield shattered. The plaintiff’s body was pushed back, while her head moved forward, and she had to be taken out of the car by firemen. She suffered injuries to her neck and back and had medical bills of about $12,500. However, when the accident happened, her driver’s license had been revoked, and she didn’t have a license to operate a car.

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airbagMany drivers feel secure because they believe that if there is a serious accident, their airbag will deploy and possibly save them from catastrophic or fatal injuries. Many North Carolina residents who suffer from injuries arising out of a car crash point out, “My airbag never went off.” They have this reaction even when it would have made no difference to their injuries. However, airbags aren’t designed to go off in every crash and situation.

Back in 1999, the federal government changed the standards for airbags, noting that airbag deployment sometimes caused serious injuries or even death. Those at particular risk were kids, small adults, and sometimes occupants who weren’t wearing a seatbelt. Due to the change in standards, car manufacturers developed sensors that evaluate different data points including deceleration and make a determination about whether to deploy the airbags. Some sensors exist outside the car and react to an object hitting the car, while others are inside and relate to the occupants’ weight and size. Airbags can sometimes deploy when the bottom of the vehicle hits a low object on the road.

In some cases, an airbag can kill or injure someone, although such injuries and fatalities are rare. If your airbag didn’t go off when you thought it should have, as a plaintiff you’d have to show what’s called an “enhanced injury” as a result of the failure. This means you’ll have to show your injuries were worsened or exacerbated because of the failure. In most cases, this is hard to do and viable only in cases involving catastrophic injuries or a wrongful death.

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that-hurt-1450455-1-e1489534365557A recent North Carolina appellate case considered the effect of a workers’ compensation claim on an employee’s recovery in a lawsuit against a third party. The plaintiff was hurt in a car crash while driving in a company truck on a highway. The defendant rear-ended him, and the force caused the truck to hit another vehicle. The plaintiff’s neck was seriously injured.

The unnamed defendants, the employer, and its workers’ compensation insurer accepted the plaintiff’s workers’ compensation claim and paid him $7,432.13 in workers’ compensation medical benefits and indemnity payments.

He sued the defendant, claiming that the defendant negligently caused the accident. At the trial, evidence was presented on the issue of the workers’ compensation benefits paid to the plaintiff. The judge reduced the recovery by the benefits so that judgment against the at-fault party was $3,576.87 plus interest. This judgment was in compliance with N.C. Gen. Stat. § 97-10.2(e). However, the judge entered an amended final judgment providing for a judgment in favor of the employer in the amount of $7,423.13. In the first judgment, the amount of benefits was deducted from the plaintiff’s recovery, but in the second, a sum was specifically awarded to the employer. The plaintiff’s damages stayed the same.

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carRepresenting yourself in a car accident lawsuit is rarely a good idea. Often, personal injury law and insurance law have nuances that laypeople may not know, and you can harm your chances of recovery by going it alone.

In a recent North Carolina appellate case, the court considered an accident in which the defendant drove a car into the plaintiff while he stood in the driveway, causing him to suffer serious injuries. The State charged her with crimes, and she pled guilty to Felony Serious Injury by Vehicle and Driving Left of Center. She was sentenced to 16-29 months in prison. However, once she’d served the mandatory minimum, she was released.

The car owner’s insurer, United Services Automobile Association (USAA), offered the plaintiff a $30,000 settlement based on the policy terms. The plaintiff was disappointed by the settlement offer and the release of the defendant, and he sued. He and his wife represented themselves.

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carInsurance coverage can be a significant issue in car accident lawsuits. In a recent North Carolina appellate case, an insurer appealed from the trial court’s order dismissing its complaint. The insurer was authorized and licensed to issue insurance policies in North Carolina. Its insured was insured under a business auto policy. This policy had a limit of $100,000.00 in uninsured motorist (“UM”) and underinsured motorist (“UIM”) coverage through an endorsement. There was also another insured person listed.

The insured was riding as a passenger inside the car owned by the other insured when another driver’s vehicle crossed the center line and crashed into the car. After this, a third vehicle hit the car. Both of the insured people were hurt in the collision and sought medical care. The passenger asserted her medical expenses were more than $58,000, while the driver claimed medical expenses of more than $104,000.00. Five others were also hurt in the accident, but they weren’t involved in the lawsuit.

When the accident happened, the other car was insured under an auto liability insurance policy issued by Integon/GMAC. The policy limits for that policy were $30,000 per person and $60,000 per accident.

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crashIn Daisy v. Yost, the plaintiff and the defendant got into a car crash in North Carolina. At trial, the evidence showed that the plaintiff came up to an intersection at the posted speed limit. He was planning to drive straight. The defendant came to the intersection from the opposite direction, planning to turn left across the plaintiff’s path.

When the plaintiff came to the intersection, the light had changed to yellow. The defendant’s light was changing from a flashing yellow arrow to a solid yellow arrow, and she was in the left turn lane. The plaintiff kept driving straight through the intersection, just as the defendant turned left. The defendant’s car hit the side of the plaintiff’s car so that the plaintiff’s car was pushed into a light post.

The plaintiff sued for his injuries and property damage and asked for a directed verdict on the issue of contributory negligence. His motion was denied, and the case was sent to a jury. The jury found that the defendant’s negligence was the legal cause of the crash, but the plaintiff bore some contributory negligence. Accordingly, the lower court entered judgment for the defendant. The plaintiff moved for judgment notwithstanding the verdict and a new trial, but these motions were denied. He appealed.

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carInsurance issues can come up in car accident cases in North Carolina. If your car is hit by someone who is underinsured or uninsured, or a hit and run driver, you may have to turn to your own uninsured motorist coverage. However, this means that you may have an adversarial relationship with your own insurance company.

In Bacon v. Universal Insurance Company, a North Carolina appellate court considered whether a driver’s insurance policy provided him with underinsured motorist coverage. The case arose when the insurer issued an auto insurance policy to the plaintiff, expressly providing liability coverage, as well as medical and uninsured motorist coverage from 2010-2011. The policy included an uninsured motorist coverage endorsement.

In 2011, during the policy period, the plaintiff was seriously hurt in a car accident in which the other driver was found at fault. The other driver’s insurance carrier paid the plaintiff $50,000, which was the full liability coverage available for the claim. After that, the plaintiff submitted an underinsured motorist claim to his own insurer on the ground that the other driver’s insurance was an underinsured motor vehicle under the policy terms. His insurer denied his underinsured motorist claim.

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car accidentRecently, in Allmond v. Goodnight, a North Carolina appellate court considered a tragic car accident case involving a public official. The case arose when a highway patrolman was speeding through an intersection and crashed into a car driven by Sandra Allmond, who died at the scene. A child traveling with her suffered severe injuries.

The administrator of the estate, who was also the guardian ad litem for the child, sued the officer both individually and in his official capacity as a patrolman to recover compensatory and punitive damages. He also filed claims against the North Carolina Industrial Commission under the Tort Claims Act, and the cases were consolidated.

The officer moved to dismiss on the ground of public official immunity. This motion was denied, and the officer appealed. On appeal, he argued that the doctrine of public official immunity applied because he was chasing a speeding vehicle when he crashed into the decedent. In an unpublished opinion, the court held that the officer would be immune from liability if he were chasing a speeding car when he crashed into the decedent’s car. It ruled that if the jury determined the officer wasn’t chasing a speeding motorist, the jury would have to decide whether the plaintiffs were entitled to recover their damages.

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Immediately following your Raleigh car accident, you probably weren’t thinking about money (we hope not, anyway). You were seriously injured, dealing with intense pain, and focusing just on recovery. However, once the reality of your situation set in and your medical bills started to accumulate, you probably started to become concerned about how everything was going to be paid for. If the accident was not your fault, figuring out how to cover the costs of your accident should not be put on your shoulders…period.

Various damages may be available after a Raleigh car accident

If we are able to prove that the crash was not your fault, you may be entitled to a variety of damages that could include compensation for things like: