In a North Carolina car crash decision, the plaintiff appealed from a trial court’s judgment that permitted the defendant’s motion for credits and setoffs against the tort judgment received by the plaintiff through their underinsured motorist coverage insurer. The trial court found that the insurer had waived its right to subrogation and didn’t have any further duty.
On appeal, the plaintiff argued that the trial court shouldn’t have permitted the credit, and it was an abuse of discretion not to let the plaintiff depose the defendant’s insurer, among others.
The case arose when the plaintiff sued the defendant, trying to obtain damages after a car crash. The jury found that the defendant’s negligence caused the plaintiff’s injuries, and the damages were $263,000. The defendant filed a motion for setoffs and credits against this judgment. The trial court reduced the award to $230,000.00 after making a finding that the defendant was entitled to credits or setoffs that totaled $33,000.00, based on the defendant’s motion. It found setoffs and credits would need to be applied so that the judgment would be $230,000.00. The order found that the parties had disagreed about whether the defendant should get a credit for what the plaintiff had gotten from their underinsured motorist coverage insurer.